Privacy Policy

Welcome to Firefly Financial™. This Privacy Policy ("Policy") explains how Firefly Jars Financial Success Systems, LLC, operating as Firefly Financial™ ("we," "us," or "our"), collects, uses, and shares information when you visit our website, use our free educational tools, or receive our emails.

By accessing or using our Services, you agree to this Policy. If you do not agree, please do not use the Services.

1. Educational Tools Only — Not a Bank or Advisor

2. What This Policy Covers

This Policy applies to:

• Our marketing website at fireflyfinancialsuccess.com;
• Separate, our free Separation Tool — a browser-side assessment that helps you sort money into business, personal, or split;
• Our free Jarring Framework tools (calculators, worksheets, and related educational tools); and
• Marketing and educational emails we send through Kit (or our email list).

Together, these are the "Services."

3. Information We Collect

We collect only what we need to run the Services and communicate with people who choose to hear from us:

• Email and name when you opt in to our email list;
• Messages and contact details if you email us or otherwise reach out;
• Technical and usage data, such as browser type, pages or tools visited, approximate location derived from IP address, and similar information generated when you use the site.

Figures you enter into Separate or our Jarring Framework tools stay in your own browser. We do not store or have access to those figures unless a screen explicitly says otherwise. This matches how the tools are described in our Terms of Service.

4. How We Use Information

We use the information we collect to:

• Operate and improve the website and tools;
• Send emails you have opted in to receive;
• Respond to your messages;
• Protect the security of the Services and comply with law; and
• Understand aggregate usage so we can see what is helpful and what is not.

5. We Do Not Sell Personal Information

We do not sell your personal information. We do not share it with third parties for their own marketing.

6. Email Communications

When you opt in to our email list, we (and our email provider, currently Kit) receive the information you submit so we can send educational content, tool links, updates, and occasional offers. You may unsubscribe at any time using the link in any email. Unsubscribing stops future marketing and educational emails; it does not delete information we may still need in order to honor your request or meet a legal obligation.

7. Cookies and Similar Technologies

Our site and the services that support it may use cookies or similar technologies to keep the site working, remember preferences, or understand how pages are used. Our email provider and any analytics provider we use may also set cookies according to their own policies. You can control cookies through your browser settings. Blocking some cookies may affect how parts of the site behave.

8. Third-Party Services

We rely on trusted providers to operate the Services. These may include:

• Hosting for the website (currently GitHub Pages);
• Kit (or another email-list provider) for opt-ins and emails; and
• Analytics tools, if any, to understand aggregate site usage.

These providers process information on our behalf or according to their own privacy policies. We are not responsible for the privacy practices of third-party websites or platforms we link to. Your use of those services is subject to their terms and policies.

9. How Long We Keep Information

We keep email and contact information for as long as you remain subscribed, or as long as we need it to respond to you and meet our legal obligations. Technical and usage data is kept only as long as it is useful for operating, securing, or improving the Services. Figures you enter into the tools remain in your browser unless a screen explicitly says we will store them.

10. Security

We take reasonable measures to protect the information we hold. No website, email system, or internet transmission is completely secure, and we cannot guarantee absolute security. Please use a unique password on any future account we may offer, and contact us promptly if you believe your information has been compromised.

11. Children

The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us and we will take steps to delete it.

12. Your Choices

You can:

• Unsubscribe from emails using the link in any message;
• Contact us to ask what personal information we hold, to correct it, or to request that we delete it, subject to any legal retention requirements;
• Clear your browser data to remove figures stored locally by our tools; and
• Stop using the Services at any time.

Depending on where you live, you may have additional privacy rights under applicable law. If you contact us to exercise a right, we will respond as required.

13. Future Accounts and Paid Plans

Today, the Services do not require an account, and we do not store the figures you enter into the tools unless a screen explicitly says otherwise. If we later offer accounts, saved work, or paid plans that would store more of your information, we will update this Policy before we begin collecting or storing that additional data.

14. Changes to This Policy

We may update this Policy from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the Services after changes are posted means you accept the updated Policy.

15. Governing Law

This Policy is governed by the laws of the State of Colorado, without regard to its conflict-of-law principles. Any disputes arising under this Policy will be handled in the state or federal courts located in Arapahoe County, Colorado.

16. Contact Us

Questions about this Policy or your information? Reach us at:

Firefly Jars Financial Success Systems, LLC
Operating as Firefly Financial™
Email: delyce@fireflyfinancialsuccess.com